Survivorship (2nd to die)
cost per $1,000,000 of coverage

Both the premiums and the death values of this policy are unconditionally guaranteed by the insurer.

Two payment options are shown. One is a level annual payment until age 100. The other is a guaranteed 10-pay policy. Under both options, the policy is guaranteed to continue until the second death, even if it is beyond age 100.

For example; for a 55-year old female and a 55-year old male could obtain $1,000,000 of guaranteed survivorship life insurance by paying an annual premium of $7,366. The premium would be paid until the second death, or until age 100 if one of the two is still living then.

Alternatively, they could have paid $18,005 for 10 years. No further premiums would be due, and the policy would continue until the second of the two died. At that time, the $1,000,000 would be paid to the named beneficiary.

The policy can be designed for any number of premiums (1 to 100) desired.